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Spend My Pension

UK Retirement Calculator

What's New

Latest features and improvements to your pension planning tool

Advanced Charts & Analytics

New Feature

Added three new chart types: Income vs Expenditure Gap shows funding shortfalls, Tax Liability Over Time tracks yearly tax burden with investment exhaustion markers, and Monthly Cash Flow Waterfall visualizes cash flows by year.

15 January 2025

Simplified Chart Navigation

Improvement

Replaced 3-level tab navigation with clean dropdown selector. Charts now use dropdown header instead of duplicate titles for cleaner layout.

15 January 2025

Drag & Drop Investment Ordering

New Feature

Added drag-and-drop reordering for investment withdrawal priority with visual priority indicators and built-in guide recommending Cash → ISA → SIPPs ordering for tax efficiency.

15 January 2025

Enhanced Number Input Fields

Bug Fix

Fixed number input UX where deleting content would show unwanted "0". Now all age, spending, and investment fields handle empty states properly without interference.

14 January 2025

Collapsible Tax Summary

Improvement

Simplified tax analysis with key metrics visible and detailed breakdown in expandable section. Added year slider for exploring tax implications across retirement years.

13 January 2025

Enhanced Chart Interactions

Improvement

Improved chart markers with side-by-side positioning for overlapping events, better tooltips, and cleaner visual indicators for life events and income changes.

12 January 2025

UK SIPP Tax-Free Lump Sum Support

New Feature

Added context and calculations for UK SIPP 25% tax-free lump sum rules, helping users understand how crystallized benefits work in retirement planning.

10 January 2025

Default Age Settings

Improvement

Set sensible defaults: current age 66 (UK state pension age) and life expectancy 90 years, making it quicker to get started with realistic UK retirement scenarios.

8 January 2025

Income-Only Projections

Improvement

Enhanced support for users with no investments - projections now work properly with income sources only, perfect for those relying solely on pensions.

5 January 2025

Launch: UK Pension Drawdown Calculator

New Feature

Initial release of comprehensive UK retirement planning tool with investment portfolio management, income stream tracking, and priority-based withdrawal system.

1 January 2025

Stay Updated

We're constantly improving the pension planning tool based on user feedback and UK retirement planning best practices.

Have suggestions or found an issue? Let us know via the About page.